PRIVACY POLICY
Effective Date: January 1, 2025
This Privacy Policy describes how Vector AI ("we," "our," or "us") collects, uses, and protects your personal information when you participate in our Affiliate Program. By using our services, you agree to the collection and use of information in accordance with this policy.
INFORMATION WE COLLECT
Personal Information
- Email address
- Full name
- Contact information (phone, address)
- Company information (if applicable)
Payment Information
- Payment method details (PayPal email or bank account information)
- Billing address
- Tax identification number (EIN/SSN) for 1099 generation
KYC (Know Your Customer) Data
- Identity verification documents (collected via Plaid integration)
- Government-issued ID verification
- Address verification information
- Bank account verification (for direct deposit)
Referral Tracking Data
- Referral codes and links
- Referral conversion data
- Commission tracking information
- Cookie/localStorage data for referral attribution (stored for 30 days)
HOW WE USE YOUR INFORMATION
- Affiliate Commission Tracking: Track referrals and calculate commissions based on referred customer revenue
- Payment Processing: Process monthly commission payments via PayPal or Bank Transfer
- Compliance: Comply with legal and regulatory requirements, including IRS reporting (1099 forms for payments over $600/year)
- Identity Verification: Verify identity for KYC requirements and fraud prevention
- Communication: Send important account updates, payment notifications, and program information
- Service Improvement: Analyze usage patterns to improve our affiliate program and services
THIRD-PARTY SERVICES
We use the following third-party services to operate our affiliate program:
Stripe
Payment processing for commission payouts. Stripe's privacy policy applies to payment data: stripe.com/privacy
Plaid
Identity verification and bank account verification for KYC compliance. Plaid's privacy policy applies: plaid.com/legal/privacy
Nodemailer
Email delivery service for transactional and notification emails. Email data is processed securely and not shared with third parties.
DATA SECURITY
We implement industry-standard security measures to protect your personal information:
- Encryption: All sensitive data is encrypted in transit (TLS/SSL) and at rest
- Secure Storage: Data is stored in secure, access-controlled databases
- Limited Access: Only authorized personnel have access to personal data, and access is logged and monitored
- Regular Audits: We conduct regular security audits and updates to maintain data protection standards
- Payment Security: Payment information is processed through PCI-compliant third-party providers (Stripe)
COOKIES AND LOCAL STORAGE
We use localStorage to track referral codes for attribution purposes:
- Referral codes are stored in localStorage for 30 days
- This allows us to attribute signups to the correct affiliate
- You can clear your browser's localStorage at any time to remove this data
- We do not use third-party tracking cookies or advertising cookies
YOUR RIGHTS
You have the following rights regarding your personal data:
- Access: Request a copy of your personal data
- Correction: Request correction of inaccurate or incomplete information
- Deletion: Request deletion of your data (subject to legal and compliance requirements)
- Portability: Request your data in a portable, machine-readable format
- Opt-Out: Opt-out of marketing communications (transactional emails will still be sent)
- Objection: Object to processing of your data for certain purposes
To exercise these rights, please contact us at support@vectorai.digital
GDPR COMPLIANCE
If you are located in the European Economic Area (EEA), you have additional rights under the General Data Protection Regulation (GDPR):
- Right to be informed about data collection and processing
- Right of access to your personal data
- Right to rectification of inaccurate data
- Right to erasure ("right to be forgotten")
- Right to restrict processing
- Right to data portability
- Right to object to processing
- Rights related to automated decision-making
We process your data based on legitimate business interests (affiliate program operations) and legal obligations (tax compliance). You may withdraw consent at any time, though this may affect your ability to participate in the affiliate program.
DATA RETENTION
We retain your personal data for as long as necessary to:
- Provide affiliate program services
- Comply with legal obligations (tax records: 7 years)
- Resolve disputes and enforce agreements
- Referral tracking data: 30 days in localStorage, permanently in our database for commission tracking
CONTACT US
For privacy-related questions, data requests, or to exercise your rights, please contact us:
CHANGES TO THIS POLICY
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Effective Date" at the top. You are advised to review this Privacy Policy periodically for any changes.